Home Equity Line of Credit
With a Home Equity Line of Credit (HELOC) you can borrow up to 100% of your home's value1, making it ideal for home improvements, major purchases, debt consolidation, and more. Since it is a revolving line of credit, you can access additional funds whenever you need.
Take advantage of our promotional rate of 4.99% APR* for the first 9 months giving you acccess to the funds you need at a very competitive introductory rate.
Key Features:
- Access up to 100% of your home’s established value¹
- Variable rate based on Prime2
- Access to funds for 10 years, then take 10 years for repayment
- During the draw period, pay as little as the accrued interest or more
- Interest may be tax deductible3
- Property must be owner-occupied and located in North Carolina
Additional Details:
Rates, terms, and conditions are subject to change without notice and are subject to credit approval.
Home Equity Loan
When you need funds for a big project, debt consolidation, or a major purchase, and you want the stability of a fixed payment, a Home Equity Loan may be the right choice for you.
Key Features:
- Borrow up to 100% of appraised value1
- Fixed interest rate for terms up to 180 months
- Interest paid may be tax deductible3
- Property must be owner occupied and located in North Carolina
Additional Details:
Some properties may be ineligible. Rates, terms, and conditions are subject to change and credit approval.
No equity, no worries!
Make the repairs or renovations you’ve been thinking about with a loan designed to fit your needs.