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Today's Rates

 5/5 ARM 5.99% with .75% Discount

*Certain restrictions and limitations apply, product,pricing, and availability subject to change without notice.

*Expires 3/31/24

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Here are today's rates at a glance.  Please keep in mind the rates listed below do not take into consideration possible adjustments based on an evaluation of the following:  credit score, Loan-to-Value, subordinate financing, occupancy, appraised value, down payment, property type and location, property use, and loan purpose.  

To get a quote that better reflects your specific needs, or to obtain an Estimate of Closing Costs, just click on the Find Rates button to the right and answer a few brief questions about your transaction.

Want to find out how much you qualify for?  Click here to access our various payment and pre-qualification calculators.

Note: Monthly payments are for Principal and Interest only (no escrows) on a loan amount of $300,000 and an estimated property value of $600,000.

Today's Rates
Today's loan rates
RatePointsAPRPayment
15/15 ARM - Conforming
Interest Rate5.375%Discount Points1.000APR5.619%Payment Amount$1,680
5/5 Year ARM - Conforming
Interest Rate5.990%Discount Points0.750APR6.830%Payment Amount$1,797
7/1 Year ARM - Conforming
Interest Rate7.250%Discount Points0APR7.652%Payment Amount$2,047
5/1 Year ARM - Conforming
Interest Rate7.375%Discount Points0APR7.766%Payment Amount$2,072
3/1 Year ARM - Conforming
Interest Rate7.875%Discount Points0APR7.960%Payment Amount$2,175
30 Year Fixed - Conforming
Interest Rate6.375%Discount Points0APR6.536%Payment Amount$1,872
20 Year Fixed - Conforming
Interest Rate6.125%Discount Points0APR6.335%Payment Amount$2,171
15 Year Fixed - Conforming
Interest Rate6.000%Discount Points0APR6.263%Payment Amount$2,532
10 Year Fixed - Conforming
Interest Rate6.000%Discount Points0APR6.372%Payment Amount$3,331
Jumbo 30 Year Fixed
Interest Rate6.875%Discount Points0APR6.999%Payment Amount$7,883
Jumbo 15 Year Fixed
Interest Rate7.000%Discount Points0APR7.203%Payment Amount$10,786
FHA 30-Year Fixed - Conforming
Interest Rate5.750%Discount Points0APR6.436%Payment Amount$1,751
VA 30 Year Fixed - Conforming
Interest Rate6.000%Discount Points0APR6.157%Payment Amount$1,799
30 Year Fixed - Home Ready
Interest Rate6.375%Discount Points0APR6.536%Payment Amount$1,872
Rates effective as of: 3/28/2024 12:06:08 PM (ET).

Interest rates are subject to change without notice - this is not a rate lock commitment or a commitment to lend.  You will need to speak to one of our loan officers to obtain a specific quote or to lock in a rate.  Final rates, points, and terms are based on an evaluation of credit history, loan-to-value, occupancy, payment type, loan amount, loan purpose, property type, location, and property use.

ARM rates are subject to change during the life of the loan as specified in the loan documents and vary by product selected.

Rates provided assume the purpose of the loan is to purchase an existing single-family home to be used as a primary residence and a credit score of 740.  An escrow (impound) account is required and actual monthly payments will be higher as it will also include amounts for real estate taxes and homeowner's insurance premiums.  Escrow waivers may be available in some cases and additional fees will apply.

Conforming Rates:  Available on loan amounts up to $766,550 (subject to county loan limits).  Quoted rates assume the factors listed above a loan amount of $300,000 and an estimated property value of $600,000.

Loan amounts between $766,550 and $1,149,825 (subject to county loan limits) are considered Conforming High-Balance Loans and are subject to additional rate adjustments.  Please contact a loan officer for a rate quote on a Conforming High-Balance loan.

Jumbo Rates:  Available on loan amounts over $1,149,825 (subject to county loan limits).  Quoted rates assume the factors listed above a loan amount of $1,200,000 and an estimated property value of $2,400,000. 

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

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