Skyward Accounts
Our Skyward accounts are designed to help kids and teens learn smart money habits, with tools that grow with them. From their very first savings deposit to managing their own checking account and debit card, your child will gain confidence, independence, and valuable financial skills—all with your guidance.
Skyward Savings
Help your child soar toward a brighter financial future! Skyward Savings makes learning about money fun while building lifelong savings habits. Designed for those under 18, parents can guide deposits and withdrawals. Open an account in minutes online!
Features
- For children from birth through age 18
- Start saving with as little as $5.00
- Earns interest on balances from $5.00 up to $25,000.00
- Deposits anytime to grow savings
- Monthly compounded dividends
*Parent/guardian co-sign required
Skyward Checking
Skyward Checking lets teens 12–18 manage their money with parental oversight. They get a debit card, online access, and real-world experience. After a year of responsible use, they’re eligible for Visa® Credit Card pre-approval at 18. Open an account today!
Features:
- No monthly service fee and no minimum balance required
- Earns interest on balances from $100 up to $25,00
- Visa® Debit Card with Automated Fraud Alert
- Online & Mobile Banking with optional parent/guardian linking
- Remote Deposit for easy check deposits
- eStatements for secure recordkeeping
- Online transfers between accounts
- Custom low balance, withdrawal, and deposit alerts for parents and teens
- Pre-approved for a Visa® Credit Card at age 18 and after 12 months of responsible account use (no instances of insufficient funds)
Open a Skyward Checking Account
Disclosure – Parent/guardian co-sign required, account must have a joint owner that is 18 years of age or older. Skyward Checking automatically upgrades to Secure Checking when primary account owner turns 18 years of age and the joint owner can elect to be removed from the account at that time.











