Debit Cards

Open a checking account and get your Visa® Debit Card and PIN on the spot with no waiting. If your card is ever lost, stolen, or damaged, we’ll replace it immediately at any branch.

Visa^® Debit Card

The "Go-Everywhere, Do-Everything" Card

Our Visa® Debit Card gives you fast, secure access to your money—perfect for everyday purchases like groceries, gas, and more, anywhere Visa® is accepted.

Purchases pull directly from your checking account, offering a convenient alternative to checks
Set a Personal Identification Number (PIN) for added security
You're protected by limited liability if your card is ever lost or stolen
Receive monthly statements when you make a transaction

Apply for Debit Card

Debit Card Withdrawal Limits

Visa^® Prepaid Debit Cards

The Fort Bragg Federal Credit Union Visa® Prepaid Debit Card is reloadable, requires no credit check, and can be used anywhere Visa® debit cards are accepted. Funds are deducted directly from your card balance for easy budgeting.

Key Features:

Available in branch or by mail
Multiple load/reload options
Use anywhere Visa® is accepted—select "Debit" or "Credit" at checkout
Get paid faster with direct deposit
Manage your card and view transactions at CUMONEY.com

For help with your prepaid card, including reporting issues, blocking, or replacements, call (877) 850-9650 or visit a branch.

See Fee Schedule and Agreement PDF

Attention Visa^® Debit & Credit Cardholders: We May Be Calling You

To protect your account, we monitor card transactions for suspicious activity, like unusual spending or location changes. If flagged, you may receive an automated call to verify recent Visa® transactions—please respond to avoid card holds.

What to Expect:

• Automated call asking to confirm purchases
• Respond via keypad
• Toll-free number provided for questions

Debit Card Details

Debit Card Withdrawal Limit

At Fort Bragg Federal Credit Union, your Visa® Debit Card comes with the following daily transaction limits:

$3,000 per day for “credit” (signature-based, no PIN) transactions
$1,000 per day for “debit” (PIN-based) transactions
$1,000 per day for ATM cash withdrawals

*Each cardholder on a joint account gets these full limits individually.

Need a higher limit? Contact us for a temporary increase.

To Report Plastic Cards As Lost or Stolen

During normal business hours:

Local: 910-864-8714
Toll free: 833-984-3336

After business hours:

888-373-5714

Mobile Wallet

Some checkout terminals only accept tap-to-pay. To make sure you're always ready, add your FBFCU card to your mobile wallet (Apple Pay, Google Pay, or Samsung Pay).

For details and instructions, please visit our Online Services page.

Looking for a Credit Card?

Whether you're building credit or need more spending power, we’ve got a card for you. Learn more on our Visa® Credit Cards page.