Savings/Checking Accounts

Account Type Dividend Rate APY**
All Savings & Payable on Death Account
(Up to $4.99 ADB)
0.00% 0.00%
Savings & Payable on Death Account
($5.00 or more ADB)
0.10% 0.10%
Teen/Youth Account
($5.00 or more ADB)
0.40% 0.40%
Holiday Club Account
($5.00 or more ADB)
0.40% 0.40%
IRA Share Account
($25 or more minimum ADB)
0.40% 0.40%
Basic Checking Accounts 0.00% 0.00%
Secure Checking Accounts
(Up to $2,499.99 ADB)
0.00% 0.00%
Secure Checking Accounts
($2,500.00 or more ADB)
0.25% 0.25%

Term Share Certificates

Term Dividend Rate APY**
3 Months
($500 or more minimum balance)
0.50% 0.50%
6 Months
($500 or more minimum balance)
1.25% 1.25%
12 Months
($1,000 or more minimum balance)
1.75% 1.76%
12 Months Jumbo
($25,000 or more minimum balance)
1.85% 1.86%
24 Months
($1,000 or more minimum balance)
2.15% 2.17%
24 Months Step-Up
($5,000 or more minimum balance)
2.15% 2.17%
24 Months Jumbo Step-Up
($25,000 or more minimum balance)
2.25% 2.27%
36 Months
($1,000 or more minimum balance)
2.45% 2.47%
36 Months Step-Up
($5,000 or more minimum balance)
2.45% 2.47%
36 Months Jumbo Step-Up
($25,000 or more minimum balance)
2.55% 2.58%
48 Months
($1,000 or more minimum balance)
2.65% 2.68%
48 Months Step-Up
($5,000 or more minimum balance)
2.65% 2.68%
48 Months Jumbo Step-Up
($25,000 or more minimum balance)
2.75% 2.78%
60 Months
($1,000 or more minimum balance)
2.85% 2.89%
60 Months Step-Up
($5,000 or more minimum balance)
2.85% 2.89%
60 Months Jumbo Step-Up
($25,000 or more minimum balance)
2.95% 2.99%

IRA Term Share Certificates

Term Dividend Rate APY**
3 Months
($500 or more minimum balance)
0.50% 0.50%
6 Months
($500 or more minimum balance)
1.25% 1.25%
12 Months
($500 or more minimum balance)
1.75% 1.76%
12 Months Jumbo
($25,000 or more minimum balance)
1.85% 1.86%
24 Months
($500 or more minimum balance)
2.15% 2.17%
24 Months Step-Up
($5,000 or more minimum balance)
2.15% 2.17%
24 Months Jumbo Step-Up
($25,000 or more minimum balance)
2.25% 2.27%
36 Months
$500 or more minimum balance)
2.45% 2.47%
36 Months Step-Up
($5,000 or more minimum balance)
2.45% 2.47%
36 Months Jumbo Step-Up
($25,000 or more minimum balance)
2.55% 2.58%
48 Months
($500 or more minimum balance)
2.65% 2.68%
48 Months Step-Up
($5,000 or more minimum balance)
2.65% 2.68%
48 Months Jumbo Step-Up
($25,000 or more minimum balance)
2.75% 2.78%
60 Months
($500 or more minimum balance)
2.85% 2.89%
60 Months Step-Up
($5,000 or more minimum balance)
2.85% 2.89%
60 Months Jumbo Step-Up
($25,000 or more minimum balance)
2.95% 2.99%

Rates as of 07/01/19. ADB = Average Daily Balance **APY = Annual Percentage Yield.