Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members and regulated and insured by the National Credit Union Administration (NCUA). Chartered on April 18, 1960, the credit union serves 37,000 members across the globe. Fort Bragg Federal Credit Union offers a full range of financial services to its members. And military or not, FBFCU serves everyone in Cumberland, Moore, Harnett, Hoke, Lee, Robeson, and Scotland Counties.
We provide exceptional financial services to our military and civilian members and the communities we serve.
We aspire to be our members' financial institution of choice, wherever they may be.
Trust... to earn it and keep it - this is our foundation.
Commitment... we pledge to bring you our very best every day.
Integrity... we will operate with honesty, fairness, and respect.
Karen C. Elsom, Chair
(Retired Chief Master Sergeant) James L. Sinclair, 2nd Vice Chairman
(Retired Command Sergeant Major) David A. Hunt, Treasurer
Brenda K. Britt, Secretary
(Retired Lieutenant Colonel) Herbert L. Swarts, Director
(Deputy Chief of Staff Controller Sergeant Major) Philip B. Rutherford, Director
Tommy A. Byrd, Director
2025 was another outstanding year for Fort Bragg Federal Credit Union! Total assets increased by $20 million, ending the year at $665 million, and our net worth remains strong. This exceptional financial performance resulted in the Board of Directors authorizing a $1.5 million Loyalty Dividend in December. Over the last 8 years FBFCU has returned $7.4 million to our loyal members. These special annual dividends differentiate us from for-profit financial institutions. Remember—our members are actual owners, and as such are deserving recipients of these distributions.
At FBFCU, we strive to deliver top-notch personalized service. We are proud of our five full-service branch locations and are committed to maintaining modern facilities for members of all ages who prefer in-person financial transactions. While we offer online and mobile access, we encourage members to visit our branches to get to know our team members and allow us the opportunity to understand their financial needs.
Throughout 2026 we will remain focused on improving services and increasing both value and convenience. Several online services will be enhanced, and we will begin offering contactless debit cards later in the year. Of course, lending remains a top priority. You will see changes to our Home Equity Program, and we will continue to promote our very competitive First Mortgage Program including our unique 5/5 ARM product. Regardless of what direction rates move, we will offer favorable pricing and terms to help our members keep more of their hard-earned money.
FBFCU is a “community” credit union. While our primary obligation is to serve the financial needs of our members, we are also committed to serving meaningful causes within our communities. This year we have pledged support to the following organizations: Fort Bragg Family & MWR, United Way of Cumberland County, Support Military Families, Cape Fear Valley Health Foundation, the Carolinas Credit Union Foundation and Victory Junction. We will also be participating in many community events and scheduling special credit union sponsored appreciation days to recognize the hard work and contributions of employee groups within our communities.
We provide exceptional financial services to our Military and Civilian members and the communities we serve. We are committed to delivering on this mission each and every day. However, we cannot achieve this without receiving and acting on feedback from our members. I encourage you to share your thoughts with any member of our staff or management, or feel free to email me at ToddK@MyFortBraggFCU.org.
If you value your membership and would like to help us grow, please let family members and friends know and encourage them to open an account.
Thank you, FBFCU members, for your trust and loyalty.
Todd Kenthack, President/CEO
