Savings Rates
Savings/Checking Accounts | Term Share Certificates | IRA Term Share Certificates
Savings/Checking Accounts
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Savings & Payable on Death Account (Up to $4.99 ADB) |
0.00% | 0.00% |
| Savings & Payable on Death Account ($5.00 or more ADB) |
0.10% | 0.10% |
| Teen/Youth Account ($5.00 or more ADB) |
0.40% | 0.40% |
| Holiday Club Account ($5.00 or more ADB) |
0.40% | 0.40% |
| IRA Share Account ($25 or more minimum ADB) |
0.40% | 0.40% |
| Basic Checking Accounts | 0.00% | 0.00% |
| Secure Checking Accounts (Up to $2,499.99 ADB) |
0.00% | 0.00% |
| Secure Checking Accounts ($2,500.00 or more ADB) |
0.25% | 0.25% |
Term Share Certificates
| Term | Dividend Rate | APY** |
|---|---|---|
| 3 Months ($500 or more minimum balance) |
0.50% | 0.50% |
| 6 Months ($500 or more minimum balance) |
1.00% | 1.00% |
| 12 Months ($1,000 or more minimum balance) |
1.50% | 1.51% |
| 12 Months Jumbo ($25,000 or more minimum balance) |
1.60% | 1.61% |
| 24 Months ($1,000 or more minimum balance) |
1.75% | 1.76% |
| 24 Months Step-Up ($5,000 or more minimum balance) |
1.75% | 1.76% |
| 24 Months Jumbo Step-Up ($25,000 or more minimum balance) |
1.85% | 1.86% |
| 30 Months* ($1,000 or more minimum balance) |
3.00% | 3.04% |
| 36 Months ($1,000 or more minimum balance) |
2.05% | 2.06% |
| 36 Months Step-Up ($5,000 or more minimum balance) |
2.05% | 2.06% |
| 36 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.15% | 2.17% |
| 48 Months ($1,000 or more minimum balance) |
2.25% | 2.27% |
| 48 Months Step-Up ($5,000 or more minimum balance) |
2.25% | 2.27% |
| 48 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.35% | 2.37% |
| 60 Months ($1,000 or more minimum balance) |
2.65% | 2.68% |
| 60 Months Step-Up ($5,000 or more minimum balance) |
2.65% | 2.68% |
| 60 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.75% | 2.78% |
*Early withdrawal penalty- loss of six (6) months dividends. Must be purchased with funds not currently at FBFCU. At maturity, rolls into 24 month term certificate. Limited time offer.IRA Term Share Certificates
| Term | Dividend Rate | APY** |
|---|---|---|
| 3 Months ($500 or more minimum balance) |
0.50% | 0.50% |
| 6 Months ($500 or more minimum balance) |
1.00% | 1.00% |
| 12 Months ($500 or more minimum balance) |
1.50% | 1.51% |
| 12 Months Jumbo ($25,000 or more minimum balance) |
1.60% | 1.61% |
| 24 Months ($500 or more minimum balance) |
1.75% | 1.76% |
| 24 Months Step-Up ($5,000 or more minimum balance) |
1.75% | 1.76% |
| 24 Months Jumbo Step-Up ($25,000 or more minimum balance) |
1.85% | 1.86% |
| 36 Months $500 or more minimum balance) |
2.05% | 2.06% |
| 36 Months Step-Up ($5,000 or more minimum balance) |
2.05% | 2.06% |
| 36 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.15% | 2.17% |
| 48 Months ($500 or more minimum balance) |
2.25% | 2.27% |
| 48 Months Step-Up ($5,000 or more minimum balance) |
2.25% | 2.27% |
| 48 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.35% | 2.37% |
| 60 Months ($500 or more minimum balance) |
2.65% | 2.67% |
| 60 Months Step-Up ($5,000 or more minimum balance) |
2.65% | 2.67% |
| 60 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.75% | 2.78% |
Rates as of 04/01/19. ADB = Average Daily Balance **APY = Annual Percentage Yield.