Savings Rates
Savings/Checking Accounts | Term Share Certificates | IRA Term Share Certificates
Savings/Checking Accounts
| Account Type | Dividend Rate | APY** |
|---|---|---|
| Savings & Payable on Death Account (Up to $4.99 ADB) |
0.00% | 0.00% |
| Savings & Payable on Death Account ($5.00 or more ADB) |
0.10% | 0.10% |
| Teen/Youth Account ($5.00 or more ADB) |
0.40% | 0.40% |
| Holiday Club Account ($5.00 or more ADB) |
0.40% | 0.40% |
| IRA Share Account ($25 or more minimum ADB) |
0.40% | 0.40% |
| Basic Checking Accounts | 0.00% | 0.00% |
| Secure Checking Accounts (Up to $2,499.99 ADB) |
0.00% | 0.00% |
| Secure Checking Accounts ($2,500.00 or more ADB) |
0.25% | 0.25% |
Term Share Certificates
| Term | Dividend Rate | APY** |
|---|---|---|
| 3 Months ($500 or more minimum balance) |
0.50% | 0.50% |
| 6 Months ($500 or more minimum balance) |
0.90% | 0.90% |
| 12 Months ($1,000 or more minimum balance) |
1.30% | 1.31% |
| 12 Months Jumbo ($25,000 or more minimum balance) |
1.40% | 1.41% |
| 24 Months ($1,000 or more minimum balance) |
1.55% | 1.56% |
| 24 Months Step-Up ($5,000 or more minimum balance) |
1.55% | 1.56% |
| 24 Months Jumbo Step-Up ($25,000 or more minimum balance) |
1.65% | 1.66% |
| 36 Months ($1,000 or more minimum balance) |
1.80% | 1.81% |
| 36 Months Step-Up ($5,000 or more minimum balance) |
1.80% | 1.81% |
| 36 Months Jumbo Step-Up ($25,000 or more minimum balance) |
1.90% | 1.91% |
| 48 Months ($1,000 or more minimum balance) |
2.00% | 2.02% |
| 48 Months Step-Up ($5,000 or more minimum balance) |
2.00% | 2.02% |
| 48 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.10% | 2.12% |
| 60 Months ($1,000 or more minimum balance) |
2.30% | 2.32% |
| 60 Months Step-Up ($5,000 or more minimum balance) |
2.30% | 2.32% |
| 60 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.40% | 2.42% |
IRA Term Share Certificates
| Term | Dividend Rate | APY** |
|---|---|---|
| 3 Months ($500 or more minimum balance) |
0.50% | 0.50% |
| 6 Months ($500 or more minimum balance) |
0.90% | 0.90% |
| 12 Months ($500 or more minimum balance) |
1.40% | 1.41% |
| 12 Months Jumbo ($25,000 or more minimum balance) |
1.40% | 1.41% |
| 24 Months ($500 or more minimum balance) |
1.65% | 1.66% |
| 24 Months Step-Up ($5,000 or more minimum balance) |
1.65% | 1.66% |
| 24 Months Jumbo Step-Up ($25,000 or more minimum balance) |
1.65% | 1.66% |
| 36 Months $500 or more minimum balance) |
1.90% | 1.91% |
| 36 Months Step-Up ($5,000 or more minimum balance) |
1.90% | 1.91% |
| 36 Months Jumbo Step-Up ($25,000 or more minimum balance) |
1.90% | 1.91% |
| 48 Months ($500 or more minimum balance) |
2.10% | 2.12% |
| 48 Months Step-Up ($5,000 or more minimum balance) |
2.10% | 2.12% |
| 48 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.10% | 2.12% |
| 60 Months ($500 or more minimum balance) |
2.40% | 2.42% |
| 60 Months Step-Up ($5,000 or more minimum balance) |
2.40% | 2.42% |
| 60 Months Jumbo Step-Up ($25,000 or more minimum balance) |
2.40% | 2.42% |
ADB = Average Daily Balance **APY = Annual Percentage Yield.