Loan Rates

Loan Rates

All rates are subject to change. Your rate may vary based on credit worthiness, Fort Bragg FCU relationships, term requested and loan-to-value. Not all applicants will receive these rates. Other terms and conditions may apply. Please contact our Call Center for your actual rate. Rates effective as of 1/23/2012. APR = Annual Percentage Rate.
N E W O R U S E D A U T O L O A N S RATES NOW AS LOW AS 1.75% APR** (TERMS <25 MONTHS, $5K MIN. LOAN AMT)
New Vehicles
Loan Type	Year	APR	Term (months)
(with <10,000 miles) 72 mos term requires $20,000 84 mos term requires $25,000	2011-2012	2.90%-12.90%**	Up to 84
First time borrower	2011-2012	9.90%**	up to 60
Used Vehicles
Less than 80,000 miles	2009-2012	2.90%-12.90%**	Up to 72
Less than 80,000 Miles	2008 and Older	2.90%-12.90%**	Up to 48
80,001-110,000 miles	All Years	2.90%-12.90%**	Up to 48
First time borrower		9.90%**	Up to 60
New Motorcycles
(with <1,000 miles) 72 mos term requires $20,000	2011-2012	5.40%-12.90%**	Up to 72
Used Motorcycles
Less than 80,000 miles	2010-2012	5.40%-12.90%**	Up to 60
Less than 80,000 miles	2009-2007	5.40%-12.90%**	Up to 48
Less than 80,000 miles	2006 and older	5.40%-12.90%**	Up to 36
Other Loan Products NEW...Signature Loan Rate as low as 7.9% APR (term < 25 mos.)
Signature Loan		11.40%-17.00%**	Up to 42
Share-Secured Loan*		6%**	Up to 120
Share Certificate Loan*		4% above Dividend Rate	Up to 120
Visa Credit Card, Secured*		8.9%**
Visa Credit Card, Unsecured*		9.90%-11.90%**
Signature Line of Credit*		11.9%**

Special Program for First-Time Borrowers

►Do you have less than 24 months of reported credit history?
►Do you have less than $1000 in reported credit?
►If you answered yes to either of these questions, you may qualify for our
First-Time Borrower/Buyer Program.

Contact our Call Center for details.

*Loan programs are not subject to additional discounts.
**APR=Annual Percentage Rate
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