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Loans | Mortgage | Savings
All rates are subject to change. *APY=Annual Percentage Yield
Rates listed are lowest rates available for each loan product. Your rate may vary based upon credit worthiness, Fort Bragg FCU relationships and term requested. Not all applicants will receive these rates. Other terms and conditions may apply. Please contact our Call Center for your actual rate. Rates effective as of December 23, 2008. APR = Annual Percentage Rate.
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Loans
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APR*
As Low As
|
Term
(Months)
|
| New Vehicles (2007-2008 with <10,000 miles) (untitled) |
4.9 |
up to 60 |
| New Vehicles (2007-2008 with <10,000 miles) (untitled) |
5.15 |
72 |
| New Vehicles (2007-2008 with <10,000 miles) (untitled) |
5.4 |
84 |
| Used Vehicles (2007-2008 with <80,000 miles) |
4.9 |
60 |
| Used Vehicles (2005-2006 with <40,000 miles) |
4.9 |
60 |
| Used Vehicles (2005-2006 with <40,000 miles) |
5.15 |
66 |
| Used Vehicles (2005-2006 with <40,001-80,000 miles) |
4.9 |
54 |
| Used Vehicles (2005-2006 with 40,001-80,000 miles) |
5.15 |
60 |
| Used Vehicles (2002-2004 with <80,000 miles) |
4.9 |
42 |
| Used Vehicles (2002-2004 with <80,000 miles) |
5.15 |
48 |
| Used Vehicles (2001 and older with <80,000 miles) |
4.9 |
36-42 |
| Used Vehicles (2001 and older with <80,000 miles) |
5.15 |
48 |
| All Vehicles with 80,001-110,000 miles |
4.9
5.15
|
36-42
48
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| New Motorcycles (untitled) (2007-2008 with <1,000 miles) |
5.9 |
60 |
| New Motorcycles (untitled) (2007-2008 with <1,000 miles) |
6.15 |
72 |
| New Motorcycles (untitled) (2007-2008 with 1,000 - 40,000 miles) |
5.9 |
60 |
| Used Motorcycles (2006-2008 with 1 - 40,000 miles) |
5.9 |
60 |
| Used Motorcycles (2006-2008 with 40,001 - 80,000 miles) |
5.9 |
48 |
| Used Motorcycles (2003-2005 with 1 - 80,000 miles) |
5.9 |
48 |
| Used Motorcycles (2002 and older with 1 - 80,000 miles) |
5.9 |
36 |
| Signature Loan |
10.9 |
42 |
| Electronics ($5000 maximum) |
6.9 |
36 |
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OTHER GREAT LOAN PRODUCTS (Discounts Do Not Apply)
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| Open-end Signature Line of Credit |
11.90
|
n/a |
| Share-Secured Loan |
6.00
|
120 |
| Visa Secured |
8.90
|
n/a |
| Visa Unsecured |
9.90 - 11.90
|
n/a |
| Repossessed Vehicles |
5.90
|
n/a |
| Repossessed Vehicles (First Time Borrowers) |
9.90
|
n/a |
| Share Certificate Loan |
4% above rate being paid |
First Home Mortgage Disclosures
Second Mortgage (up to 5-year fixed) Disclosures
| Rate |
Points |
APR* |
| 4.9% - 5.9% |
0 |
4.9% - 6.9% |
Second Mortgage (10-year fixed) Disclosures
| Rate |
Points |
APR* |
| 5.9% - 6.9% |
0 |
5.9% - 7.9% |
Second Mortgage (15-year fixed) Disclosures
| Rate |
Points |
APR* |
| 6.9% - 7.9% |
0 |
6.9% - 8.9% |
Home Equity Line of Credit (variable rate) Disclosures
| Rate |
Points |
APR* |
| 4.25% - 5.25% |
0 |
4.25% - 5.25% |
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*APR=Annual Percentage Rate
Contact Fort Bragg FCU's Residential Mortgage Corporation Loan Officers for more competitive mortgage rates on VA purchases, refinances, and rate reduction refinances, conventional mortgages on owner-occupied and non-owner-occupied, both purchases and refinances. Adjustable and fixed rates available with terms up to 30 years.
Call Debbie Zowe at 910-487-8201 or Tammy Glover at 910-864-2232, ext. 660 or click here.
Go To Loan Application | Go To Calculators | Back to Top
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All rates are subject to change. (*may change after the account is opened) Service Fees are also subject to change.
Rates effective as of December 30, 2008.
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Savings
|
DIvidend Rate |
APY* |
Term |
| Savings Account ($500.00 - $999.99 Minimum Balance) |
1.000 |
1.020 |
n/a |
| Savings Account ($1,000.00 - $2,499.99 Minimum Balance) |
1.250 |
1.260 |
n/a |
| Savings Account ($2,500 or more Minimum Balance) |
1.500 |
1.520 |
n/a |
| Youth Account (up to $1,000.00 Minimum Balance) |
2.250 |
2.280 |
n/a |
| Youth Account ($1,000.01 or more Minimum Balance) |
1.750 |
1.760 |
n/a |
| IRA Share Account ($25 minimum balance) |
1.500 |
1.520 |
n/a |
| Iron Mike Checking Accounts ($500.00 - $999.99 Minimum Balance) |
0.250 |
0.250 |
n/a |
| Iron Mike Checking Accounts ($1,000.00 - $2,499.99 Minimum Balance) |
0.500 |
0.500 |
n/a |
| Iron Mike Checking Accounts ($2,500 or more Minimum Balance) |
1.000 |
1.020 |
n/a |
| Patriot Checking Accounts ($2,500.00 - $9,999.99 Minimum Balance) |
1.500 |
1.520 |
n/a |
| Patriot Checking Accounts ($10,000 or more Minimum Balance) |
1.600 |
1.610 |
n/a |
| Term Share Accounts ($500 or more Minimum Balance) |
1.700
|
1.710 |
3 |
| Term Share Accounts ($500 or more Minimum Balance) |
2.300 |
2.320 |
6 |
| Term Share Accounts ($1,000 or more Minimum Balance) |
2.800 |
2.840 |
12 |
| Term Share Accounts - Jumbo ($25,000 or more Minimum Balance) |
3.050 |
3.090 |
12 |
| Term Share Accounts ($1,000 or more Minimum Balance) |
2.900 |
2.940 |
24 |
| Term Share Accounts - Step-Up ($5,000 or more Minimum Balance) |
2.900 |
2.940 |
24 |
| Term Share Accounts - Jumbo Step-Up ($25,000 or more Minimum Balance) |
3.150 |
3.200 |
24 |
| Term Share Accounts ($1,000 or more Minimum Balance) |
3.000 |
3.040 |
36 |
| Term Share Accounts - Step-Up ($5,000 or more Minimum Balance) |
3.000 |
3.040 |
36 |
| Term Share Accounts - Jumbo Step-Up ($25,000 or more Minimum Balance) |
3.250 |
3.300 |
36 |
| IRA Term Share Accounts ($500 or more Minimum Balance) |
1.700 |
1.710 |
3 |
| IRA Term Share Accounts ($500 or more Minimum Balance) |
2.300 |
2.320 |
6 |
| IRA Term Share Accounts ($500 or more Minimum Balance) |
2.800 |
2.840 |
12 |
| IRA Term Share Accounts - Jumbo ($25,000 or more Minimum Balance) |
3.050 |
3.090 |
12 |
| IRA Term Share Accounts ($500 or more Minimum Balance) |
2.900 |
2.940 |
24 |
| IRA Term Share Accounts - Step-Up ($5,000 or more Minimum Balance) |
2.900 |
2.940 |
24 |
| IRA Term Share Accounts - Jumbo Step-Up ($25,000 or more Minimum Balance) |
3.150 |
3.200 |
24 |
| IRA Term Share Accounts ($500 or more Minimum Balance) |
3.000 |
3.040 |
36 |
| IRA Term Share Accounts - Step-Up ($5,000 or more Minimum Balance) |
3.000 |
3.040 |
36 |
| IRA Term Share Accounts - Jumbo Step-Up ($25,000 or more Minimum Balance) |
3.250 |
3.300 |
36 |
| Holiday Club Account ($5.00 minimum balance) |
1.500 |
1.520 |
n/a |
| Payable on Death Accounts ($500.00 - $999.99 Minimum Balance) |
1.000 |
1.020 |
n/a |
| Payable on Death Account ($1,000.00 - $2,499.99 Minimum Balance) |
1.250 |
1.260 |
n/a |
| Payable on Death Account ($2500 or more Minimum Balance) |
1.500 |
1.520 |
n/a |
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