Rates

Rates

All rates are subject to change. *APY=Annual Percentage Yield

Rates listed are lowest rates available for each loan product. Your rate may vary based upon credit worthiness, Fort Bragg FCU relationships and term requested. Not all applicants will receive these rates. Other terms and conditions may apply. Please contact our Call Center for your actual rate. Rates effective as of July 30, 2010. APR = Annual Percentage Rate. Other restrictions will apply to first time borrowers, including term of the loan based on model year.

Loans	APR* as low as	Term(Months)
New Vehicles (2009-2010 with <10,000 miles) (untitled)	3.4	up to 60
New Vehicles (2009-2010 with <10,000 miles) (untitled)	3.65	72
New Vehicles (2009-2010 with <10,000 miles) (untitled)	3.9	84
New Vehicles (First Time Borrowers)	11.4	60
Used Vehicles (2009-2010 with <80,000 miles)	3.4	60
Used Vehicles (2007-2008 with <40,000 miles)	3.4	60
Used Vehicles (2007-2008 with <40,000 miles)	3.65	66
Used Vehicles (2007-2008 with <40,001-80,000 miles)	3.4	54
Used Vehicles (2007-2008 with 40,001-80,000 miles)	3.65	60
Used Vehicles (2004-2006 with <80,000 miles)	3.4	42
Used Vehicles (2004-2006 with <80,000 miles)	3.65	48
Used Vehicles (2003 and older with <80,000 miles)	3.4	36
Used Vehicles (2003 and older with <80,000 miles)	3.65	48
Used Vehicles (First Time Borrowers)	12.4	60
All Vehicles with 80,001-110,000 miles	3.4	36
New Motorcycles (untitled) (2009-2010 with <1,000 miles)	5.9	60
New Motorcycles (untitled) (2009-2010 with <1,000 miles)	6.15	72
New Motorcycles (untitled) (2009-2010 with 1,000 - 40,000 miles)	5.9	60
Used Motorcycles (2008-2010 with 1 - 40,000 miles)	5.9	60
Used Motorcycles (2008-2010 with 40,001 - 80,000 miles)	5.9	48
Used Motorcycles (2005-2007 with 1 - 80,000 miles)	5.9	48
Used Motorcycles (2004 and older with 1 - 80,000 miles)	5.9	36
Signature Loan	10.9	42
Electronics ($5000 maximum)	6.9	36
OTHER GREAT LOAN PRODUCTS (Discounts Do Not Apply)
Open-end Signature Line of Credit	11.90	n/a
Share-Secured Loan	6.00	120
Visa Credit Card - Secured - Non-Variable	8.90	n/a
Visa Credit Card - Unsecured - Non-Variable	9.90 - 11.90	n/a
Repossessed Vehicles	2.90	n/a
Repossessed Vehicles (First Time Borrowers)	9.90	n/a
Share Certificate Loan	4% above rate being paid

*APR=Annual Percentage Rate
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First Home Mortgage Disclosures

Rate	Points	APR*
Contact Residential Mortgage Corp. for current rate.		Contact Residential Mortgage Corp. for current rate.

Second Mortgage (up to 5-year fixed) Disclosures
(Rates effective 7-30-10 and are subject to change.)

Rate	Points	APR*
3.9% - 4.9%	0	3.9% - 4.9%

Second Mortgage (10-year fixed) Disclosures
(Rates effective 7-30-10 and are subject to change.)

Rate	Points	APR*
4.9% - 5.9%	0	4.9% - 5.9%

Second Mortgage (15-year fixed) Disclosures
(Rates effective 7-30-10 and are subject to change.)

Rate	Points	APR*
5.9% - 6.9%	0	5.9% - 6.9%

Home Equity Line of Credit (variable rate) Disclosures
(Rates effective 2-1-10 and are subject to change.)

Rate	Points	APR*
4.25% - 5.25%	0	4.25% - 5.25%

*APR=Annual Percentage Rate

Contact Fort Bragg FCU's Residential Mortgage Corporation Loan Officers for more competitive mortgage rates on VA purchases, refinances, and rate reduction refinances, conventional mortgages on owner-occupied and non-owner-occupied, both purchases and refinances. Adjustable and fixed rates available with terms up to 30 years.

Call Debbie Zowe at 910-487-8201, Tammy Glover at 910-764-7560 or click here.

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All rates are subject to change. (*may change after the account is opened) Service Fees are also subject to change. Rates effective as of September 1, 2010.

Savings

Dividend Rate

APY*

Term

Savings Account ($500.00 - $999.99 Minimum Balance)
0.250

0.250

n/a

Savings Account ($1,000.00 - $2,499.99 Minimum Balance)
0.500

0.500

n/a

Savings Account ($2,500 or more Minimum Balance)
0.750

0.750

n/a

Teen/Youth Accounts (up to $1,000.00 Minimum Balance)
2.000

2.010

n/a

Teen/Youth Accounts ($1,000.01 or more Minimum Balance)
1.500

1.510

n/a

IRA Share Account ($25 minimum balance)
1.000

1.010

n/a

Iron Mike Checking Accounts ($500.00-$2,499.99 Minimum Balance)
0.150

0.150

n/a

Iron Mike Checking Accounts ($2,500 or more Minimum Balance)
0.400

0.400

n/a

Patriot Checking Accounts ($2,500.00 - $9,999.99 Minimum Balance)
1.000

1.010

n/a

Patriot Checking Accounts ($10,000 or more Minimum Balance)
1.100

1.110

n/a

Term Share Certificates ($500 or more Minimum Balance)
0.500

0.500

3

Term Share Certificates ($500 or more Minimum Balance)
1.000

1.010

6

Term Share Certificates($1,000 or more Minimum Balance)
1.250

1.260

12

Term Share Certificates - Jumbo ($25,000 or more Minimum Balance)
1.350

1.360

12

Term Share Certificates ($1,000 or more Minimum Balance)
1.750

1.760

24

Term Share Certificates - Step-Up ($5,000 or more Minimum Balance)
1.750

1.760

24

Term Share Certificates - Jumbo Step-Up ($25,000 or more Minimum Balance)
1.850

1.860

24

Term Share Certificates ($1,000 or more Minimum Balance)
2.350

2.370

36

Term Share Certificates - Step-Up ($5,000 or more Minimum Balance)
2.350

2.370

36

Term Share Certificates - Jumbo Step-Up ($25,000 or more Minimum Balance)
2.450

2.480

36

IRA Term Share Certificates ($500 or more Minimum Balance)

0.500

0.500

3

IRA Term Share Certificates ($500 or more Minimum Balance)
1.000

1.010

6

IRA Term Share Certificates ($1,000 or more Minimum Balance)
1.250

1.260

12

IRA Term Share Certificates - Jumbo ($25,000 or more Minimum Balance)
1.350

1.360

12

IRA Term Share Certificates ($1,000 or more Minimum Balance)
1.750

1.760

24

IRA Term Share Certificates - Step-Up ($5,000 or more Minimum Balance)
1.750

1.760

24

IRA Term Share Certificates - Jumbo Step-Up ($25,000 or more Minimum Balance)
1.850

1.860

24

IRA Term Share Certificates($1,000 or more Minimum Balance)
2.350

2.370

36

IRA Term Share Certificates- Step-Up ($5,000 or more Minimum Balance)

2.350

2.370

36

IRA Term Share Certificates - Jumbo Step-Up ($25,000 or more Minimum Balance) 2.450 2.480 36

Holiday Club Account ($5.00 minimum balance) 1.500 1.510 n/a

Payable on Death Accounts ($500.00 - $999.99 Minimum Balance) 0.250 0.250 n/a

Payable on Death Account ($1,000.00 - $2,499.99 Minimum Balance) 0.500 0.500 n/a

Payable on Death Account ($2,500 or more Minimum Balance) 0.750 0.750 n/a

Savings	Dividend Rate	APY*	Term
Savings Account ($500.00 - $999.99 Minimum Balance)	0.250	0.250	n/a
Savings Account ($1,000.00 - $2,499.99 Minimum Balance)	0.500	0.500	n/a
Savings Account ($2,500 or more Minimum Balance)	0.750	0.750	n/a
Teen/Youth Accounts (up to $1,000.00 Minimum Balance)	2.000	2.010	n/a
Teen/Youth Accounts ($1,000.01 or more Minimum Balance)	1.500	1.510	n/a
IRA Share Account ($25 minimum balance)	1.000	1.010	n/a
Iron Mike Checking Accounts ($500.00-$2,499.99 Minimum Balance)	0.150	0.150	n/a
Iron Mike Checking Accounts ($2,500 or more Minimum Balance)	0.400	0.400	n/a
Patriot Checking Accounts ($2,500.00 - $9,999.99 Minimum Balance)	1.000	1.010	n/a
Patriot Checking Accounts ($10,000 or more Minimum Balance)	1.100	1.110	n/a
Term Share Certificates ($500 or more Minimum Balance)	0.500	0.500	3
Term Share Certificates ($500 or more Minimum Balance)	1.000	1.010	6
Term Share Certificates($1,000 or more Minimum Balance)	1.250	1.260	12
Term Share Certificates - Jumbo ($25,000 or more Minimum Balance)	1.350	1.360	12
Term Share Certificates ($1,000 or more Minimum Balance)	1.750	1.760	24
Term Share Certificates - Step-Up ($5,000 or more Minimum Balance)	1.750	1.760	24
Term Share Certificates - Jumbo Step-Up ($25,000 or more Minimum Balance)	1.850	1.860	24
Term Share Certificates ($1,000 or more Minimum Balance)	2.350	2.370	36
Term Share Certificates - Step-Up ($5,000 or more Minimum Balance)	2.350	2.370	36
Term Share Certificates - Jumbo Step-Up ($25,000 or more Minimum Balance)	2.450	2.480	36
IRA Term Share Certificates ($500 or more Minimum Balance)	0.500	0.500	3
IRA Term Share Certificates ($500 or more Minimum Balance)	1.000	1.010	6
IRA Term Share Certificates ($1,000 or more Minimum Balance)	1.250	1.260	12
IRA Term Share Certificates - Jumbo ($25,000 or more Minimum Balance)	1.350	1.360	12
IRA Term Share Certificates ($1,000 or more Minimum Balance)	1.750	1.760	24
IRA Term Share Certificates - Step-Up ($5,000 or more Minimum Balance)	1.750	1.760	24
IRA Term Share Certificates - Jumbo Step-Up ($25,000 or more Minimum Balance)	1.850	1.860	24
IRA Term Share Certificates($1,000 or more Minimum Balance)	2.350	2.370	36
IRA Term Share Certificates- Step-Up ($5,000 or more Minimum Balance)	2.350	2.370	36
IRA Term Share Certificates - Jumbo Step-Up ($25,000 or more Minimum Balance)	2.450	2.480	36
Holiday Club Account ($5.00 minimum balance)	1.500	1.510	n/a
Payable on Death Accounts ($500.00 - $999.99 Minimum Balance)	0.250	0.250	n/a
Payable on Death Account ($1,000.00 - $2,499.99 Minimum Balance)	0.500	0.500	n/a
Payable on Death Account ($2,500 or more Minimum Balance)	0.750	0.750	n/a