Fee Schedule
To download a printable version, click here.
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ATM/Visa® Debit Card Fees
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Member Withdrawals at Other ATMs
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$1.00 per withdrawal
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Member Inquiries at Other ATMs
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$1.00 per inquiry
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Non-Member Transactions
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$2.00 ($1.50 on Fort Bragg military reservation)
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Annual Card Fee
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None
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ATM Card Replacement
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$3.00
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Visa® Debit Card Replacement
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$5.00
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ATM Overdraft
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$25.00
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Visa® Debit Card Recovery Fee
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$65.00-$165.00 if for whatever reason the CU takes action to recover your card
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Visa® Debit Card Stop Payment
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$25.00 (applies to recurring Visa transactions only)
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NSF and Overdraft Privilege Fees(The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, ACH, ATM or Visa Check Card)
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| Non-Sufficient Funds | $25.00 | ||
| Overdraft Privilege | $25.00 | ||
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Lite Checking Account Fees (*Direct Deposit Required)
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Monthly Fee
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None
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Average Daily Balance to Avoid Fee
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N/A
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Horizon Checking Account Fees
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Monthly Fee
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$5.00
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Average Daily Balance to Avoid Fee
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N/A
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Iron Mike Checking Account Fees
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Monthly Fee
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$3.00
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Average Daily Balance to Avoid Fee
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$200.00
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Patriot Checking Account Fees
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Monthly Fee
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$5.00
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Average Daily Balance to Avoid Fee
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$2,500.00
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Collection Fees
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Deposited Checks (and other items) Returned Unpaid (3rd party)
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$5.00
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Member as Maker
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$25.00
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VISA® Credit Card Fees
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Annual Fee
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None
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Late Fee
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20% of total interest due for any payment that exceeds 7 days past the due date.
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Over Limit Fee
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N/A
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Card Replacement Fee
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N/A
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Recovery Fee
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$65.00-$165.00 if for whatever reason the CU takes action to recover your card
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Stop Payment Fee
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$25.00 (applies to recurring Visa transactions only)
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| VISA® Prepaid Debit Card Fees | |||
| Dormancy Fee | $1.00 per card | ||
| ATM Withdrawal or Balance Inquiry at Other ATMs | $1.00 | ||
| International Purchase Transaction | 1% of transaction amount | ||
| Unload Fee-request check from FBFCU | $2.00 | ||
| Stop Payment | $25.00 | ||
| Replacement Card | $5.00 | ||
| Expedited Replacement Card | $55.00 | ||
| Paper Statement | $1.00 | ||
| Account Activity Printout | $5.00 | ||
| Live Customer Service | $1.00 per minute | ||
| Automated Telephone Balance Inquiry | $.50 per minute | ||
| Deposit Services Fees | |||
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Verification of Deposit
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$5.00
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Dormant Account Fee
*An account is considered dormant if for one calendar year no withdrawals or deposits other than credited dividends have been made to the account, we have received no communication from you about any of your accounts, and the aggregate account balance is below $200.00. |
$25.00 per year
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Miscellaneous Fees
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Signature Guarantee
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N/A
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Notary
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N/A
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Money Orders
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$1.00 each
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Cashiers Checks
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$1.00 each
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Travelers Checks
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$1.00 per $100.00
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Traveler’s Checks for two (2)
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$1.50 per $100.00
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Temporary Checks
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$.10 each
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American Express Gift Checks
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$2.50 each
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Western Union
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$14.00 and up
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Stop Payment (checks)
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$10.00
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Account Activity Printout
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$5.00
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Statement Printout
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$1.00
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Copy of Draft
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$1.00
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Visa Gift Card
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$2.95/card in branch
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In House Bill Pay Service
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$1.00 per item
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E-Payments
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$5.00 each (via telephone with FBFCU staff assistance)
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Account Research
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$10.00 per hour
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| Skip-a-Payment | $25.00 per account | ||
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Holiday Club Account Early Withdrawal
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$5.00 each withdrawal before Oct. 1st
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IRA Early Withdrawal - CDs
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3 months loss of dividends
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IRA Closing Before Maturity Date
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$25.00 plus 3 months loss of dividends
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NSF and Overdraft Privilege Fees (The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, ACH, ATM or Visa Check Card)
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Non-Sufficient Funds
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$25.00
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Overdraft Privilege
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$25.00
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Safe Deposit Box Fees (Safe Deposit Box contents not insured by NCUA.)
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3 x 5
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$20.00 annually
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3 x 10
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$30.00 annually
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5 x 10
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$40.00 annually
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10 x 10
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$75.00 annually
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Box Drilling
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$120.00
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Key Replacement
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$75.00 for one, $120.00 for two
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Wire Transfers (*Wire transfer fees waived if member has an average balance of $2,500 in at least one account)
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Incoming
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$3.00
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Outgoing
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$8.00
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Effective 4/23/2013
















