Fee Schedule

Fee Schedule

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ATM/Debit Card Fees
Member Withdrawals at Other ATMs		$1.00 per withdrawal
Member Inquiries at Other ATMs		$1.00 per inquiry
Non-Member Transactions		$2.00 ($1.50 on Fort Bragg military reservation)
Annual Card Fee		None
ATM Card Replacement		$3.00
Debit Card Replacement		$5.00
ATM Overdraft		$25.00
Debit Card Recovery Fee		$65.00-$165.00 if for whatever reason the CU takes action to recover your card
Debit Card Stop Payment		$10.00
*Lite Checking Account Fees (Direct Deposit Required)**
Monthly Fee		None
Average Daily Balance to Avoid Fee		N/A

Horizon Checking Account Fees
Monthly Fee		$5.00
Average Daily Balance to Avoid Fee		N/A
Iron Mike Checking AccountFees
Monthly Fee		$3.00
Average Daily Balance to Avoid Fee		$200.00
Patriot Share Draft CheckingAccount Fees
Monthly Fee		$5.00
Average Daily Balance to Avoid Fee		$2,500.00
Collection Fees
Deposited Checks (and other items) Returned Unpaid (3rd party)		$5.00
Member as Maker		$25.00
VISA^® Credit Card Fees
Annual Fee		None
Late Fee		20% of total interest due for any payment that exceeds 7 days past the due date.
Over Limit Fee		N/A
Card Replacement		N/A
Recovery Fee		$65.00-$165.00 if for whatever reason the CU takes action to recover your card
Stop Payment		$25.00 (applies to recurring Visa transactions only)
Deposit Services Fees
Verification of Deposit		$5.00
Dormant Account Fee		$25.00 per year
Miscellaneous Fees
Signature Guarantee		N/A
Notary		N/A
Money Orders		$1.00 each
Cashiers Checks		$1.00 each
Travelers Checks		$1.00 per $100.00
Traveler’s Checks for two (2)		$1.50 per $100.00
Temporary Checks		$.10 each
American Express Gift Checks		$2.50 each
Western Union		$14.00 and up
Stop Payment (checks)		$10.00
Account Activity Printout		$5.00
Statement Printout		$1.00
Copy of Draft		$1.00
Visa Gift Card		$2.95/card in branch, $5.95/card online
In House Bill Pay Service		$1.00 per item
E-Payments		$5.00 each (via telephone)
		3% of payment amount plus $5.00 each (via credit card)
Account Research		$10.00 per hour
Holiday Club Account Early Withdrawal		$5.00 each withdrawal before Oct. 1st

IRA Early Withdrawal - CDs		3 months loss of dividends
IRA Closing Before Maturity Date		$25.00 plus 3 months loss of dividends

NSF and Overdraft Privilege Fees(The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, ACH, ATM or Visa Check Card)
Non-Sufficient Funds	$25.00
Overdraft Privilege	$25.00

Safe Deposit Box Fees
3 x 5	$20.00 annually
3 x 10	$30.00 annually
5 x 10	$40.00 annually
10 x 10	$75.00 annually
Box Drilling	$120.00
Key Replacement	$75 for one, $120.00 for two

Wire Transfers(Wire transfer fees waived if* member has an average balance of $2,500 in at least one account)
Incoming	$3.00
Outgoing	$8.00