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Fee Schedule

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Current Fee Schedule
Effective February 1, 2014

ATM/Visa® Debit Card Fees
Member Withdrawals at Other ATMs
$1.50 per withdrawal
Member Inquiries at Other ATMs
$1.50 per inquiry
ATM Card Replacement
$3.00
Visa® Debit Card Replacement
$5.00
Overdraft
$28.00
Visa® Debit Card Recovery Fee
$65.00-$165.00 if for whatever reason the CU takes action to recover your card
Visa® Debit Card Stop Payment
$28.00
NSF and Overdraft Privilege Fees(The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, ACH, ATM or Visa® Check Card) 
Non-Sufficient Funds  $28.00
Overdraft Privilege  $28.00
Lite Checking Account Fees (*$200.00 Direct Deposit Required) 
Monthly Fee
None
Average Daily Balance to Avoid Fee
N/A
Horizon Checking Account Fees
Monthly Fee
$5.00
Average Daily Balance to Avoid Fee
N/A
Iron Mike Checking Account Fees 
Monthly Fee
$3.00
Average Daily Balance to Avoid Fee
$200.00
Patriot Checking Account Fees 
Monthly Fee
$5.00
Average Daily Balance to Avoid Fee
$2,500.00
Collection Fees
Deposited Checks (and other items) Returned Unpaid (3rd party)
$5.00
Member as Maker
$28.00
VISA® Credit Card Fees
Late Fee
20% of total interest due for any payment that exceeds 7 days past the due date.
Recovery Fee
$65.00-$165.00  if for whatever reason the CU takes action to recover your card
Stop Payment Fee
$28.00 (applies to recurring Visa® transactions only)
VISA® Prepaid Debit Card Fees
Dormancy Fee $1.00 per card
ATM Withdrawal or Balance Inquiry at Other ATMs $1.50
International Purchase Transaction 1% of transaction amount
Unload Fee-request check from FBFCU $2.00
Stop Payment $28.00
Replacement Card $5.00
Expedited Replacement Card $55.00
Paper Statement $1.00  
Account Activity Printout $5.00  
Live Customer Service $1.00 per minute  
Automated Telephone Balance Inquiry $.50 per minute  
Deposit Services Fees  
Verification of Deposit
$5.00
Dormant Account Fee
*An account is considered dormant if for one calendar year no withdrawals or deposits other than credited dividends have been made to the account, we have received no communication from you about any of your accounts, and the aggregate account balance is below $200.00.

$25.00 per year

 

 

Miscellaneous Fees
Money Orders
$1.00 each
Cashiers Checks
$3.00 each
Travelers Checks
$1.00 per $100.00
Traveler’s Checks for two (2)
$1.50 per $100.00
Temporary Checks
$.10 each
American Express Gift Checks
$2.50 each
Western Union (Domestic, Person-to-Person)
$18.00 and up
Stop Payment (checks/ACH)
$28.00
Account Activity Printout
$5.00
Statement Printout
$1.00
Copy of Draft
$1.00
E-Payments
$5.00 each (via telephone with FBFCU staff assistance)
MasterCard® Gift Card $2.95 per card
Legal Process Fee (Processing of any garnishment, tax levy, or other court administrative order against an account, whether or not funds are actually paid.) $20.00 per item
Bad Address (returned mail) Fee $2.00 per month
Paper Statement Fee (Effective April 1, 2014) $1.00 per month
Account Research
$10.00 per hour
Skip-a-Payment $25.00 per account
Holiday Club Account Early Withdrawal
$5.00 each withdrawal before Oct. 1st
 
 
IRA Early Withdrawal for Term Share Certificates
3 months loss of dividends
   
IRA Closing Before Maturity Date
$25.00 plus 3 months loss of dividends
 
 
NSF and Overdraft Privilege Fees (The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: share draft, ACH, ATM or Visa Check Card) 
Non-Sufficient Funds
$28.00
Overdraft Privilege
$28.00
Safe Deposit Box Fees (Safe Deposit Box contents not insured by NCUA.)
3 x 5
$20.00 annually
3 x 10
$30.00 annually
5 x 10
$40.00 annually
10 x 10
$75.00 annually
Box Drilling
$120.00
Key Replacement
$75.00 for one, $120.00 for two
Bank-to-Bank Wire Transfers (Outgoing)
Domestic
$15.00
International
$45.00

 Effective 2/1/14

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