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Fee Schedule

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ATM/Debit Card Fees
Member Withdrawals at Other ATMs
$1.00 per withdrawal
Member Inquiries at Other ATMs
$1.00 per inquiry
Non-Member Transactions
$2.00 ($1.50 on Fort Bragg military reservation)
Annual Card Fee
None
ATM Card Replacement
$3.00
Debit Card Replacement
$5.00
ATM Overdraft
$25.00
Debit Card Recovery Fee
$65.00-$165.00 if for whatever reason the CU takes action to recover your card
Debit Card Stop Payment
$10.00
Lite Checking Account Fees (*Direct Deposit Required) 
Monthly Fee
None
Average Daily Balance to Avoid Fee
N/A
 
 
Horizon Checking Account Fees
Monthly Fee
$5.00
Average Daily Balance to Avoid Fee
N/A
Iron Mike Checking AccountFees 
Monthly Fee
$3.00
Average Daily Balance to Avoid Fee
$200.00
Patriot Share Draft CheckingAccount Fees 
Monthly Fee
$5.00
Average Daily Balance to Avoid Fee
$2,500.00
Collection Fees
Deposited Checks (and other items) Returned Unpaid (3rd party)
$5.00
Member as Maker
$25.00
VISA® Credit Card Fees
Annual Fee
None
Late Fee
20% of total interest due for any payment that exceeds 7 days past the due date.
Over Limit Fee
N/A
Card Replacement
N/A
Recovery Fee
$65.00-$165.00  if for whatever reason the CU takes action to recover your card
Stop Payment
$25.00 (applies to recurring Visa transactions only)
Deposit Services Fees
Verification of Deposit
$5.00
Dormant Account Fee
$25.00 per year
Miscellaneous Fees
Signature Guarantee
N/A
Notary
N/A
Money Orders
$1.00 each
Cashiers Checks
$1.00 each
Travelers Checks
$1.00 per $100.00
Traveler’s Checks for two (2)
$1.50 per $100.00
Temporary Checks
$.10 each
American Express Gift Checks
$2.50 each
Western Union
$14.00 and up
Stop Payment (checks)
$10.00
Account Activity Printout
$5.00
Statement Printout
$1.00
Copy of Draft
$1.00
Visa Gift Card
$2.95/card in branch, $5.95/card online
In House Bill Pay Service
$1.00 per item
E-Payments
$5.00 each (via telephone)
 
3% of payment amount plus $5.00 each (via credit card)
Account Research
$10.00 per hour
Holiday Club Account Early Withdrawal
$5.00 each withdrawal before Oct. 1st
 
 
IRA Early Withdrawal - CDs
3 months loss of dividends
IRA Closing Before Maturity Date
$25.00 plus 3 months loss of dividends
 
 
NSF and Overdraft Privilege Fees(The categories of transactions for which an overdraft fee may be  imposed are those by any of the following means: share draft, ACH, ATM or Visa Check Card) 
Non-Sufficient Funds
$25.00
Overdraft Privilege
$25.00
 
 
Safe Deposit Box Fees
3 x 5
$20.00 annually
3 x 10
$30.00 annually
5 x 10
$40.00 annually
10 x 10
$75.00 annually
Box Drilling
$120.00
Key Replacement
$75 for one, $120.00 for two
 
 
Wire Transfers(*Wire transfer fees waived if  member has an average balance of $2,500 in at least one account) 
Incoming
$3.00
Outgoing
$8.00
 
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