A checking account that works for someone else may not be the best choice for you. Maybe you want the benefit of a higher rate of interest. Or perhaps the freedom of free checking better suits your demanding lifestyle. With three different programs to choose from, Fort Bragg Federal Credit Union offers the right checking account for you.

Compare the features of each account package and decide which program best suits your financial needs.

Horizon Checking Account
FBFCU's version of second chance checking. Our Horizon Checking account is ideal for members who have experienced previous credit or banking account challenges that need a new beginning. Let us give you a fresh start today by opening a Horizon Checking account.

10 Free Starter Checks

Unlimited check writing

No minimum daily balance

Visa Check Card (debit) - must qualify *Some restrictions apply!

Free PC Finance

$5.00 monthly service fee

Overdraft Privilege

Overdraft Protection available

Free ID theft

Online check reordering

Lite Checking Account
Get your checking account into shape with FREE checking!
Our Lite Checking account will help you get financially fit! Now you can have an easy, carefree checking experience without jumping through hoops to dodge service fees. It's just one more way we're helping make your life a little easier.

• NO minimum balance requirement
• NO monthly service fee
• NO per check charge
• Visa Check Card (debit) - must qualify
• Unlimited check writing
• Must have Direct Deposit
• Overdraft Privilege
• Overdraft Protection available
• Free ID theft
• Online check reordering  
  

Iron Mike Checking Account
Our Iron Mike Checking account offers day-to-day money management that's easy!
Check out these great features:

• Minimum opening balance of $50
• Balances over $500 earn dividends
• Visa Check Card (debit) - must qualify
• If balance falls below $200, the account is subject to a $3 service fee
• Overdraft Privilege
• Overdraft Protection available
• Free ID theft 
• Online check reordering
   

Patriot Checking Account
Our Patriot Checking account features the same great benefits of our Iron Mike account, plus extra perks. Not only do we make day-to-day money management easy, but your balance over $2,500.00 earns dividends. This account has a higher minimum balance requirement, but earns a higher rate of interest.

• Earns a higher rate of interest
• Minimum opening balance of $2,500.00
• Visa Check Card (debit) - must qualify
• Balances over $2,500.00 earn dividends. You must maintain a minimum average daily balance of $2,500.00 in the account to obtain the disclosed annual percentage yield.
• $5.00 monthly service charge if balance falls below $2,500.00
• Overdraft Privilege
• Overdraft Protection available 
• Free ID theft
• Online check reordering

FBFCU Check Card
(VISA Debit Card)
Our card goes beyond conventional checking... Most checkbooks can only do one thing -- checking. Our FBFCU Check Card does this and much more

• No monthly fees
• Available with any open checking account (must qualify) *Some restrictions apply!
• Accepted wherever VISA Debit Cards are accepted
• Can also be used as your ATM card
• All transactions appear on your monthly checking statement
• Click Here for more information 

Are you ready to make the switch?

Switch from your current financial institution to Fort Bragg Federal Credit Union with ease and peace of mind. Download our convenient switch kit today!

Important Account Drafting Information

Checking Account Drafting: When you have your Checking Account drafted by any company (which includes payments with a check by phone), please make sure the account number you give them is 10 digits. This is the 10 digits on your check (your account number + 9).  Please take a look at the example above to avoid any delays in getting your payment processed with other companies.

Savings Account Drafting: When you have your Savings Account drafted by any company through ACH, please make sure you inform them that the draft will come from a savings account and make sure you give them your entire 9-digit account number. Paper drafts will not be honored through a savings account.

Establishing Direct Deposit: Please be sure to give your entire 9-digit account number to your employer and indicate whether it's savings or checking.