Checking

 A checking account that works for someone else may not be the best choice for you. Maybe you want the benefit of a higher rate of interest. Or perhaps the freedom of free checking better suits your demanding lifestyle. With three different programs to choose from, Fort Bragg Federal Credit Union offers the right checking account for you.

Compare the features of each account package and decide which program best suits your financial needs.

	Horizon Checking	Lite Checking	Iron Mike Checking	Patriot Checking
Description	Ideal for members who have experienced previous credit or banking account challenges that need a new beginning.	An easy, carefree checking experience with no jumping through hoops to dodge service fees. It's just one more way we're helping make your life a little easier.	Offers day-to-day money management that's easy!	Features the same great benefits of our Iron Mike account, plus extra perks. Not only do we make day-to-day money management easy, but your balance over $2,500.00 earns dividends.
Minimum Balance to Open Account	None	None	$50.00	$2,500.00
Monthly Fee	$5.00	None	$3.00 if balance falls below $200.00	$5.00 if balance falls below $2,500.00
Interest Earning	No	No	No	No
Overdraft Option	Yes	Yes	Yes	Yes
Direct Deposit Required	No	Yes	No	No
Free Online Account Access/Bill Pay	Yes	Yes	Yes	Yes
VISA® Check Card	Must Qualify	Yes	Yes	Yes
Free Identity Theft	Yes	Yes	Yes	Yes
Online Check Re-Ordering	Yes	Yes	Yes	Yes
Additional Features and Benefits	Unlimited Check Writing 10 Free Starter Checks	Unlimited Check Writing	Unlimited Check Writing	Unlimited Check Writing Free Wire Transfers Free Money Orders Free Travelers Checks

Overdrafts

• You can arrange for your savings account to transfer funds automatically to prevent your checking account from being overdrawn. There is no extra charge for these savings transfers.
• We recommend that you take advantage of our overdraft line of credit. You can choose to have transfers from savings go into effect first and your Line of Credit second, if you prefer. 
• Save yourself from the embarrassment of having a transaction denied or returned due to non-sufficient funds. Click here to enroll in our Overdraft Privilege service.

Are you ready to make the switch?

Switch from your current financial institution to Fort Bragg Federal Credit Union with ease and peace of mind. Download our convenient switch kit today!

Need to reorder checks?

Please click here for Truth-In-Savings information on savings and checking accounts.