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Term Share Certificates

If you’re looking to get a greater return on your savings but don’t want to make a risky investment, a Term Share Certificate could be your best option. You receive a higher return without tying up your money for an extended amount of time. As a member of Fort Bragg Federal Credit Union, you have access to Term Share Certificates with competitive rates and member-friendly features.

A Term Share Certificate from Fort Bragg Federal Credit Union is just the tool to take that extra cash you have sitting idly in your checking account or earning less at another financial institution, and put it to work.

  • Flexible terms: 3, 6, 12, 24 or 36 months
  • Minimum opening balance:  3 or 6 month terms…$500.00 12, 24 and 36 month terms…$1,000.00
  • You may be able to use your Term Share Certificate account as collateral for a credit union loan at a rate just 4% over the certificate rate
  • Current Term Share Certificate Rates

Jumbo Term Share Certificates

"Step Up" Term Share Certificates

This product will only be available for a limited time.

"Step Up" Certificates give you the added advantage of grabbing a higher rate when you see one.

  • Available for 24 or 36 month terms
  • Minimum balance requirement of $5,000.00 
  • Once during the term you may "step up" your rate when you see that rates are on the rise 
  • Penalties are incurred with early withdrawals
  • Current Term Share Certificate Rates

Jumbo "Step Up" Term Share Certificates

Jumbo "Step Up" Certificates give you the added advantage of grabbing a higher rate when you see one. 

  • Available for 24 or 36 month terms
  • Minimum balance requirement of $25,000.00 
  • Once during the term you may "step up" your rate when you see that rates are on the rise 
  • Penalties are incurred with early withdrawals
  • Current Term Share Certificate Rates

 

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