It’s just like a regular passbook account, with no passbook and one big difference. At the credit union, your savings earn dividends based on the credit union’s performance. You’ll find our dividends are quite competitive and often higher than interest paid elsewhere.
This account establishes your credit union membership. Maintaining this account allows you access to all other credit union services.
- Dividends compounded monthly
- Need only $5.00 to open the account
- $500 minimum balance required to earn dividends
- Current Share Savings Rates
Important Account Drafting Information

Checking Account Drafting:
When you have your Checking Account drafted by any company (which includes payments with a check by phone), please make sure the account number you give them is 10 digits. This is the 10 digits on your check (your account number + 9). Please take a look at the example above to avoid any delays in getting your payment processed with other companies.
Savings Account Drafting:
When you have your Savings Account drafted by any company through ACH, please make sure you inform them that the draft will come from a savings account and make sure you give them your entire 9-digit account number. Paper drafts will not be honored through a savings account.
Establishing Direct Deposit:
Please be sure to give your entire 9-digit account number to your employee and indicate whether it's savings or checking.