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First Mortgages
Home ownership ---its part of the American dream. It's something you've worked hard to achieve. And it's a big step with many rewards. The purchase of a home is generally the largest acquisition consumers will make in their lifetime. And when you've found the perfect place, remember that Fort Bragg FCU is your best source for an affordable first mortgage loan. Fort Bragg FCU offers a variety of mortgage products through our business partner, Residential Mortgage Corporation, located at our Skibo Road and Raeford Road branches. When you are buying a home or refinancing your first mortgage, please contact Debbie Zowe at 910-487-8201, Tammy Golver at 910-764-7560, or click here.
For current rates and terms, contact Residential Mortgage Corporation.
Home Equity Loans
A Home Equity Loan from Fort Bragg Federal Credit Union gives you the power to bring tomorrow’s dreams a lot closer to reality. When you tap into the value of yoru home by applying for a home equity loan or line of credit, you open up a whole world of possibilities, without making a major dent in your budget or savings.
We offer two types of Home Equity Loans so you can use your equity in the way that best suits your borrowing needs.
Home Equity Line of Credit (HELOC) (variable rate)*
Our HELOC provides you with access to the borrowing power that's right under your roof. The HELOC offers:
- No appraisal*
- No closing costs*
- No attorney fee*
- Works like a credit card - use it when you need it....for any purpose
- Equity checks available
- No escrow
- 15-year term
- Interest may be tax deductible (check with your tax advisor)
- Online Loan Application
Click here for current rates. Disclosures
*(Loans under $50,000 with no fees or up to 100% LTV. Available for homes located in the following counties only: Cumberland, Hoke, Harnett, Moore, Robeson, Sampson and Bladen.)
Second Mortgages (fixed rate)
Our second mortgage loan offers a fixed interest rate over the life of the loan. However it is not a line of credit. If you have a one-time large purchase to make such as appliances, furniture, and even a vehicle, this loan is one of the best borrowing values around. You will make a one time advance and have from 5-15 years to repay. Click here for current rates, disclosures or to apply now.
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